Russell Cook, Nevada Current
January 8, 2024
As we find ourselves in a new year, Nevadans face a critical deadline: January 15, the last day to enroll in Nevada Health Link’s Open Enrollment Period for 2024 plans. Now is the time to act and ensure that you and your loved ones are safeguarded with the protection of health coverage.
At Nevada Health Link, we understand the financial challenges that many individuals and families face, and that is why we emphasize the subsidies available to make quality health insurance more affordable and accessible to as many Nevadans as possible.
Thanks to the Affordable Care Act (ACA) and other federal legislation designed to expand affordable access to health insurance, 9 in 10 Nevadans who enroll through Nevada Health Link receive financial assistance with their monthly premiums and doctor visits, ensuring that the burden on their wallet is significantly alleviated.
Open enrollment is a golden opportunity to take advantage of these subsidies and secure a health insurance plan that suits your needs. Whether you are an individual, a family, or a small business owner, Nevada Health Link offers a range of plans designed to cater to diverse needs, with the added benefit of free enrollment assistance from licensed professionals. For most Nevadans, Open Enrollment is the only time they’re able to sign up for health insurance without experiencing a Qualifying Life Event like losing health insurance, getting married, or moving to a new part of the state.
As the Nevada Current noted in November, rural Nevadans often face higher costs than their big city peers when it comes to health insurance due to a limited number of providers. However, the cost of insurance pales in comparison to the price of medical bills, which are one of the leading causes of bankruptcy in Nevada. A broken leg could cost upwards of $30,000 without insurance compared to a few thousand for someone with quality insurance.
In addition to the peace of mind that health insurance provides, all plans sold through Nevada Health Link’s marketplace include preventative care, so services such as lab testing, prescription drugs, ambulatory, maternity, and mental health are all included.
The ACA also prohibits insurance companies from denying coverage based on pre-existing conditions, ensuring that every Nevadan has access to the care they need, when they need it. Protections like these have brought peace of mind to countless individuals who were previously vulnerable to the uncertainties of their health conditions.
In today’s ever-changing world, one constant remains: the importance of our health. Seize the moment, enroll today, and embrace a future where your well-being is safeguarded. The choice is yours, and the time is now. Visit NevadaHealthLink.com and get enrolled by January 15th.
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